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It’s a different world for some. I appreciate there has always been a split of the haves and have nots in society in terms of housing, but we are at a point where it’s the largest it’s ever been. Social mobility is close to impossible for those from a family on a low income; their only hope is...

Yep. I’m in a very similar position. Would probably have to earn close to 100k a year to pay it all off. It’s just another tax and means young people have less money to spend on things which might actually help the economy. It’s just a reflection of the average age on this board. If this was a...

My experience of the SLC is that they are charlatan bastards, so you have my sympathies and I hope you never pay them a penny. Definitely agree with the doing it anonymously advice. A friend of friend went years without paying anything so phoned them up asking what was going on. Turned out...