True, but there's still nothing that obliges them to keep branches open.
Ultimately I think the majority will continue to reduce branches, except maybe a couple that market themselves as 'traditional' banks to attract the older generations.
I fully understand that some still want to bank on the high street, my point is that banks are private companies and it's up to them whether they continue to trade on the high street or not. They're not a public service, so - from their point of view - why should they retain high street banks if...
It's quite possible to do all banking digitally if you want to, and are with a bank with decent app/online services. I haven't been into a bank for well over 5 years, and my current bank is app-only and doesn't have any branches. Never had an issue, and have been able to pay in cash/cheques on...