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  1. R

    [Misc] Retirement

    Yes, very similar for me. I'm glad I did, as my company pension entitlement was capped after being taken over by PPF! As you say...eggs in different baskets! I also continue to slowly wind down stock market investments (I'm 69 now) because of volatility issues (geopolitical risks and all that...
  2. R

    [Misc] Retirement

    Yes, definitely good advice 👍. A SIPP if eligible for higher rate tax relief, or a stocks and shares ISA would be as good (I imagine) if on basic tax rate.
  3. R

    [Misc] Retirement

    There are always those negative unplanned for events that can suddenly reduce our savings and plans ☹️. My company's pension scheme went bust and the parent company declined to bail it out. It was taken over by the PPF (I rarely feel like thanking the government but do on this occasion). Some...
  4. R

    [Misc] Retirement

    Interesting post, thanks
  5. R

    [Misc] Retirement

    My local host ordered bear pate for me in a traditional restaurant... I wouldn't recommend it 😬
  6. R

    [Misc] Retirement

    That's all good, but a bit surprised you've gone public on here about retiring with Mrs Amex 😬😬
  7. R

    [Misc] Retirement

    Exactly as for me. It required a lot of chat support from friends (as I'd been in one company for 27 years) but I got there - never regretted it. "Get out before they carry you out" 😎
  8. R

    [Misc] Retirement

    Exactly, there comes that point when time is more important than excess money. Do your sums, people, and if you can...unless you really enjoy your job...get out whilst still healthy.
  9. R

    [Misc] Retirement

    That's July 7th out then
  10. R

    [Misc] Retirement

    Smart move 👍
  11. R

    [Misc] Retirement

    Good job she didn't take her pension during those 12 weeks 😉
  12. R

    [Misc] Retirement

    Work out a compromise you feel happy with, as best you can. I took my company pension at about 52 years (cos I could those 15 years ago) - I did my sums and figured out I could survive even though the pension was reduced. Then, after an 18 month break, I got bored and took a part time job that I...
  13. R

    [Misc] Retirement

    Brilliant post, good suggestions 👍
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