Yes, very similar for me.
I'm glad I did, as my company pension entitlement was capped after being taken over by PPF! As you say...eggs in different baskets!
I also continue to slowly wind down stock market investments (I'm 69 now) because of volatility issues (geopolitical risks and all that...
Yes, definitely good advice 👍. A SIPP if eligible for higher rate tax relief, or a stocks and shares ISA would be as good (I imagine) if on basic tax rate.
There are always those negative unplanned for events that can suddenly reduce our savings and plans ☹️.
My company's pension scheme went bust and the parent company declined to bail it out. It was taken over by the PPF (I rarely feel like thanking the government but do on this occasion).
Some...
Exactly as for me. It required a lot of chat support from friends (as I'd been in one company for 27 years) but I got there - never regretted it. "Get out before they carry you out" 😎
Exactly, there comes that point when time is more important than excess money. Do your sums, people, and if you can...unless you really enjoy your job...get out whilst still healthy.
Work out a compromise you feel happy with, as best you can. I took my company pension at about 52 years (cos I could those 15 years ago) - I did my sums and figured out I could survive even though the pension was reduced. Then, after an 18 month break, I got bored and took a part time job that I...