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It kind of goes without saying that the earlier you stop, the less money you will have but as others have said, how much do you need? When we were about 40 (so 10 years ago) we started thinking seriously about how to retire early so our financial decisions from then on became very focussed on...

I've alluded to this elsewhere but that's a very important point to make! I retired a little early, 3 and a bit years ago at 47 - Am definitely filling my time with projects at home and volunteering work but one thing I struggle with is the lack of structure. I take ages to respond to emails...

I think the best way to work out how much you need to maintain your lifestyle is to keep a record of how much you spend, what is discretionary, what is not etc. Do this over a year but also think about things like cars, maintenance of one's home etc, it should give you a pretty good idea of what...

This and this - Drove me nuts when I gave up (at 47) that people thought it would be a struggle and somehow we'd been lucky (in fairness we were blessed in being paid well) but we have friends who spend up to £30k a year on holidays on lesser salaries, I think they're mental but heyho, each to...

Quite - It's worth considering the expense of work (both financially and for your wellbeing). Funny you mention business travel, that's something I kind of miss and kind of don't. I loved meeting different people, being in different places, was a bit of a buzz at times. Then I think about sat in...

I kind of retired in 2019, it's an odd experience - You have to make sure you have purpose, things to do and not just 'hobbies'. The financial side is kind of straightforward, it's just maths and good guidance from a financial advisor, your time can be a bit more complicated. I was really busy...